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Credit and Collections Analyst - Fayetteville, AR

Fayetteville, AR, US, 72703

APAC - Central-Central West Region - NWA



Job ID:  151647


APAC Central Inc., is a CRH company producing and providing crushed aggregate materials, sand, ready-mix concrete, asphalt, and performing as a regional heavy highway/infrastructure construction firm serving Arkansas, Oklahoma, and southern Missouri. APAC-Central, Inc. and its founding companies have been serving our customers since early in the 20th Century and look forward to continued success in the 21st Century!


APAC-Central is seeking a self-motivated and results-oriented Credit and Collections Analyst.  The selected candidate will work in a team environment with other co-workers, accounting, sales and management personnel. This role will require work within all facets of credit and collections in a multi-state setting.


Position Summary

  • Analyzes credit information determining risk, prepares research reports, reviews credit applications, and communicates results of credit analysis and summary of credit requests to appropriate management.
  • Gathers research information, including reviewing company financial statements and developing analytical and informational spreadsheets.
  • Performs industry research and ratios using computerized data. Compares liquidity, profitability, credit history and cash with other firms of similar background and focus, considering geographical location and market segmentation.
  • Analyzes income growth, management acumen, market share, potential risks, collateral, and evaluates other secured credit instruments. Reports credit risk and cash flow analysis.
  • Maintains up to date customer account information, including credit data, status of pending payments and account restrictions, and reports regularly to appropriate management.
  • Monitor processes in order to optimize performance against established metrics.
  • Communicates and coordinates effectively with diverse individuals, groups and teams including both internal and external customers to manage credit risk and aged accounts.
  • Properly follow all company policies and regulations for safe work procedures.
  • Report any problems/concerns through your management chain of command.
  • Accept and follow directions of management as to daily tasks and expectations for each specific duty of the overall position.
  • Demonstrates, promotes and ensures an outstanding level of service to internal and external customers.


Work Requirements

  • Be an experienced credit analyst with the ability to work independently within the Credit and Collections Department.
  • Must possess outstanding leadership capabilities, be a decision-maker, a good communicator, and be able to effectively manage assigned accounts and drive results.
  • Be proficient in a Microsoft products operating environment.
  • Be detail oriented with strong analytical, communication and interpersonal skills.
  • Will work closely with the Credit Manager, Controller and related Accounting Management team members.
  • Possess strong ability to read, analyze and interpret financial reports and, to a degree, legal documents.
  • Good ability to respond to common inquiries and/or concerns from customers, regulatory agencies, members of the business community and peers.
  • Position will require some travel.
  • Pass post-offer employment drug screen, "Fit for Work" physical and criminal background check.
  • Essential functions include, but are not limited to, walking, sitting, kneeling, squatting, standing, bending and lifting up to 25 pounds regularly.
  • Regular, reliable and dependable attendance is an essential function of this position.
  • Be able to provide valid documentation for the 1-9 Employment Eligibility Verification document.
  • Display a professional and courteous attitude to co-workers, supervisors and the general public at all times.
  • Devote appropriate time and effort to accomplish job tasks.
  • Must have a valid driver's license and meet the qualifications of the fleet safety program.
  • Strictly adhere to the safety requirements and procedures as outlined in the Employee Handbook.
  • Have the willingness to work in a team environment and assist co-workers or supervisors with other duties, as required.
  • Wear personal protective equipment (PPE) in designated operations and production area as stated by OSHA and/or MSHA.


Education / Experience

Minimum requirements: Bachelor's degree in Business with a concentration/emphasis in Finance and/or comparable equivalent combination of education, training and experience; five plus years progressive experience; very strong Excel skills required with a preference shown for experience with additional Microsoft products; strong ERP experience, preferably with Viewpoint; experience in a multi-state business, preferably with similar construction operations.


The statements included in this job description are not intended to be all-inclusive.  They represent typical elements and criteria necessary to successfully perform the job.  Other duties may be assigned as required.  Requirements for this job are subject to modification by the Company and its designees, and reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


What CRH Americas Offers You


  • A culture that values opportunity for growth, development and internal promotion
  • Highly competitive base pay
  • Comprehensive medical, dental and disability benefits programs
  • Group retirement savings program
  • Health and wellness programs


About CRH Americas


CRH Americas has a long and proud heritage as one of North America’s largest corporations. We are a proud reflection of the hundreds of family businesses, local and regional companies and mid to large sized enterprises that together form the CRH Americas family. CRH Americas operates with a decentralized, diversified structure, letting you work in a small company environment while having the career opportunities of a large enterprise.


CRH Americas is a great place to grow! If you’re up for a rewarding challenge, we invite you to take the first step and apply today! Please complete your online application and profile which will be sent directly to the appropriate Hiring Manager. Thank you for your interest in the CRH Americas family!


APAC Central Inc. is an Affirmative Action and Equal Opportunity Employer.

 EOE/Vet/Disability--If you want to know more, please click on this link


Date Posted:  May 14, 2019

Nearest Major Market: Fayetteville

Job Segment: ERP, Technology